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  Aug 14, 2020
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Tuition and Fees

The deposits, tuition, room, board and fees noted in the following sections are in effect for the 2011-2012 academic year and are subject to change without prior notice by The Sage Colleges’ Board of Trustees. All policy statements and other information detailed in the following sections reflect information current at the time of this publication.

Student Accounts

            The Sage Colleges billing system is online and available 24/7. Students can utilize the online system to view current statements of account, make a payment online, view recent activity, and see previous statements. It is important to note that the college no longer mails paper statements.

                                    Students will receive email notifications on a monthly basis to their MySage account when their statements have been published. Students are able to create authorized users so that parents/guardians/spouses or employers can view their tuition bills and make payments online.

                                    Access is easy. Students will log into SageAdvisor, using their Sage Net log in and Password and click on the Student Menu.


Payments can be made at the Office of Student Services on either campus or online through SageAdvisor using the following payment options:

Electronic Check

There is no fee assessed when you pay using an electronic check. You or your parent can authorize the College to deduct the funds directly from a checking account for a specific amount. To authorize your payment, Sage will need the following information:

  • Your account routing number
  • Your account number (checking or savings)

Credit Card

The College accepts payment via VISA, MasterCard, American Express and Discover. There is no fee assessed when using your credit card. You authorize the College to charge your credit card with the amount you designate.

For your security, Sage will no longer accept credit card information via phone, fax or mail. Online transactions are secured through CASHnet, which has been included on VISA’s List of CISP (Cardholder Information Security Program) Compliant Service Providers.

All payments for tuition, room, board and fees are due in full by the following dates. Students who register beyond these payment deadlines are expected to pay in full at the time of registration or enroll in the payment plan detailed below.

Semester Payment Due Date
Summer Session I 2011 May 16, 2011
Summer Session II 2011 June 10, 2011
Summer Session III 2011 June 10, 2011
Fall 2011 August 5, 2011
Spring 2012 December 16, 2011

All student balances must be paid in full unless the student has been awarded financial aid sufficient to cover the outstanding balance or is enrolled in the College’s payment plans. Students will be permitted to attend classes and use College facilities only after they have settled their financial obligations to the College. Any subsequent modification to an expected amount of financial aid or student loan remains the full responsibility of the student and must be paid in full by the student.

In addition to following application and verification procedures for financial aid, the student’s eligibility must be confirmed and the student must accept offered awards in writing before those amounts can be applied as payment against tuition and fees.Please note that loan programs require an extended period of processing before the loan amount is credited to the student’s account.

Students who fail to pay their liability may be removed from registration and prohibited from attending classes. An unpaid financial obligation to the College will result in the withholding of the student’s grades, transcript of credits, diploma and official reports and make the student ineligible for future financial aid awards, pre-registration, and resident room selections.

Employer Reimbursement

For students who receive full or partial reimbursement from employers, the Office of Student Services has established procedures that comply with both College and employer requirements. Authorizations from the agency or employer must be presented at the time of registration. For more information, please visit the Student Services at


New students, both full- and part-time, must submit a $50 deposit at the time of registration, refundable until the first day of class. This deposit is credited against the student’s tuition, room, board and fees.

Health Insurance

All full-time undergraduate students must maintain health insurance coverage for all semesters in which they are enrolled. Full-time students may purchase health insurance through The Sage Colleges. For additional information on this plan, contact the Office of Student Services at (518) 244-2201 (Troy) or (518) 292-1781 (Albany).

Payment Plan (TMS- Tuition Management Systems, a KeyCorp Company)

The Sage Colleges Monthly Payment Plan, TMS, is a convenient alternative to lump-sum semester payments. The program offers equal monthly payments with no interest charges and costs only a $35 application fee to enroll. The program requires no credit review and payment can be made via debit, check or credit card. Any parent, guardian or student at The Sage Colleges is eligible for the Monthly Payment Plan. Both the first-time application and annual renewal can be done online. For additional information regarding payment plan, contact the Office of Student Services at (518) 292-1781.

Senior Citizen Tuition Discount

Senior citizens (65 and older) may audit a course at any of The Sage Colleges without a tuition charge, on a space-available basis. All applicable College fees still apply and are charged accordingly.


Tuition charges are not refundable. Adjustments for withdrawals and other circumstances can be found in the Adjustments for Tuition, Room and Board section. All students enrolled in Sage After Work degree completion programs pay tuition per credit hour according to the course for which they enroll. (Refer to the Russell Sage College, Sage College of Albany or Sage Graduate School catalog for tuition rates and fees).

Sage College of Albany-Sage After Work Tuition Per Credit
Per credit hour $590
Audited courses, per credit hour $120 
Sage Undergraduate Summer School Per Credit
Per credit hour (non Nursing & non OT majors) $590

Program and Activity Based Fees

The following program based fees are not refundable or subject to adjustment after the first day of classes. These fees are charged accordingly and in addition to the previously stated tuition, room, and board charges.

The following activity based fees are not refundable or subject to adjustment.

Program based fees  

Applied Art Fee (per credit)

Science Lab Fee (Biology,Chemistry,Physics)



Activity based fees *(Vehicle Registration fees were adjusted on August 10, 2011)  
  Credit for Prior Learning — assessment fee $150
  Tuition for credits awarded* $100
  Application Fee $30
  Late Payment Fee $50
  Transcript Requests $5
  Placement Service File $5
  Diploma $50
  Vehicle Registration (before 12/31) $50
  Vehicle Registration (after 1/1 and before 4/30) $30
  Vehicle Registration (after 5/1) $20
  Returned Check Fee $25

*up to a maximum of $1000 for 10 or more credits.

Enrollment and Room Deposits

All Sage After Work $50 (due at registration and refundable prior to the first day of class for a semester)

Adjustments for Tuition Charges

A student who notifies the College of his or her withdrawal or leave of absence in writing, and in accordance with the College’s withdrawal policy, is eligible for an adjustment to tuition, room and board charges in accordance with the following schedules. Non-attendance does not constitute a withdrawal from a class or the College.

Please note that any student receiving Federal (Title IV) financial aid may be required to return a portion of his or her aid to the granting agency if they separate from The Sage Colleges prior to the end of a semester. Any adjustment for tuition, room or board charges may be less than the amount of aid that must be returned and may create a liability to the College that must be paid by the student.

The date of official academic withdrawal as recorded by the Registrar’s Office is the basis of all adjustments for tuition room, and board charges. It is important that the student adhere to the following processes to ensure that the correct adjustment is applied to their account.

To withdraw from a class

To withdraw from a class, the student must complete the necessary forms and submit them to the Office of Student Services (the necessary forms are available from this office.)

To withdraw from the College or request a leave of absence

To withdraw from the College or to request a leave of absence, all resident and non-resident students must complete the necessary forms and submit them to the Office of Campus Life. Students required to withdraw from a class or the College for disciplinary reasons are not entitled to any adjustment to tuition or room charges.

Tuition adjustment schedule for classes that meet regularly throughout a semester.

Withdrawal Date Adjustment
Prior to the start of the second week of classes 100 %
Prior to the start of the third week of classes 75 %
Prior to the start of the fourth week of classes 50 %
Prior to the start of the fifth week of classes 35 %
Prior to the start of the sixth week of classes 25 %
After the start of the sixth week of classes 0 %
No adjustments will be made after the start of the sixth week of classes.  
Tuition adjustment schedule for all other classes, including summer session classes and those that do not meet regularly throughout a semester
Withdrawal Date Adjustment
Prior to the start of the fourth class hour 100 %
Prior to the start of seventh class hour 75 %
Prior to the start of 10th class hour 50 %
Prior to the start of 13th class hour 35 %
Prior to the start of 16th class hour 25 %
After the start of the 16th class hour 0 %
No adjustments will be made after the start of the 16th class hour