2009-2010 Catalog
TUITION AND FEES
- Tuition
- Room Charges
- Board Charges (Meal Plans)
- Semester, Program, Activity and Other Fees
- Adjustments for Tuition, Room and Board Charges
The deposits, tuition, room, board and fees noted in the following sections are in effect for the 2009-2010 academic year and are subject to change without prior notice by The Sage Colleges' Board of Trustees. All policy statements and other information in the following sections reflect information current at the time of this publication.
Payments
All payments for tuition, room, board and fees are due in full by the following dates. Students who register beyond these payment deadlines are expected to pay in full at the time of registration or enroll in the payment plan detailed below.
| Semester | Payment Due Date |
| Summer Session I 2009 | April 17,2009 |
| Summer Session II 2009 | June 12,2009 |
| Summer Session III 2009 | June 12, 2009 |
| Fall 2009 | August 7,2009 |
| Spring 2010 | December 18,2009 |
Payments can be made at the Office of Student Services on either campus or online through SageAdvisor using the following payment options:
Electronic Check
There is no fee assessed when you pay using an electronic check. You or your parent can authorize the College to deduct the funds directly from a checking account for a specific amount. To authorize your payment, Sage will need the following information
- Your account routing number
- Your account number (checking or savings)
Credit Card
The College accepts payment via VISA, MasterCard, American Express and Discover. There is no fee assessed when using your credit card. You authorize the College to charge your credit card with the amount you designate
For your security, Sage will no longer accept credit card information via phone, fax or mail. Online transactions are secured through Touchnet, which has been included on VISA's List of CISP (Cardholder Information Security Program) Compliant Service Providers.
All student balances must be paid in full unless the student has been awarded financial aid sufficient to cover the outstanding balance or enrolled in the College's payment plan. Students will be permitted to attend classes and utilize College facilities only after they have settled their financial obligations to the College. Any subsequent modification to an expected amount of financial aid or student loan remains the full responsibility of the student and must be paid in full by the student.
In addition to following application and verification procedures for financial aid, the student's eligibility must be confirmed and the student must accept offered awards in writing before those amounts can be applied as payment against tuition and fees. Please note that loan programs require an extended period of processing before the loan amount is credited to the student's account.
Failure to fully pay the student's liability may result in the removal of registration from any or all classes. In addition, an unpaid financial obligation to the College will result in the withholding of the student's grades, transcript of credits, diploma, and official reports and make the student ineligible for future financial aid awards, pre-registration, and resident room selections.Employer Reimbursement
For students who receive full or partial reimbursement from employers, the Office of Student Services has established procedures that comply with both College and employer requirements. Authorizations from the agency or employer must be presented at the time of registration.
Deposits
New students, both full- and part-time, must submit a $50 deposit at the time of registration, refundable until the first day of class. This deposit is credited against the student's tuition, room, board and fees.
Health Insurance
All full-time students must maintain health insurance coverage for all semesters in which they are enrolled. Full-time students may purchase health insurance through The Sage Colleges. For information on this plan, contact the Office of Student Services at 518-244-2201 (Troy) or 518-292-1781 (Albany).
Payment Plan (TMS – Tuition Management Systems, A KeyCorp Company)
The Sage Colleges Monthly Payment Plan, TMS, is a convenient alternative to lump-sum semester payments. The program offers equal monthly payments with no interest charges and costs only a $35 application fee to enroll. The program requires no credit review and payment can be made via debit, check or credit card. Any parent, guardian or student at The Sage Colleges is eligible for the Monthly Payment Plan. Both the first-time application and annual renewal can be done online. For additional information regarding payment plan, contact the Office of Student Services at (518) 292-1781.
Senior Citizen Tuition Discount
Senior citizens (65 and older) may audit a course at The Sage Colleges without a tuition charge, on a space-available basis. All applicable College fees still apply and are charged accordingly.
Tuition charges are not refundable. Adjustments for withdrawals and other circumstances can be found in the Adjustments for Tuition, Room and Board Charges section. All students enrolled in Sage Graduate School pay tuition per credit hour according to the course for which they enroll (refer to the appropriate catalog for tuition rate and fees for Sage College of Albany, Russell Sage College, or Sage Graduate School). Summer tuition rates are published each spring prior to course registration. During summer sessions all students pay tuition per credit hour according to the level (undergraduate and graduate) and discipline of the course.
| Tuition | Per Credit Hour |
| Full-time and part-time (non doctoral & non OT majors) | $590 |
| Doctoral & Occupational Therapy majors | $770 |
| Independent Study, per credit hour | $590 |
| Practice Teaching, per credit hour | $590 |
| Audited courses,per credit hour | $150 |
The following room charges are not refundable. Refer to the Adjustments for Tuition, Room and Board section for information regarding adjustments to room charges due to a student's withdrawal from the College or an approved leave of absence.
| Troy Campus (Ricketts) | Per Semester | Per Year |
| Double occupancy | $2,550 | $5,100 |
| Single occupancy | $3,200 | $6,400 |
| Super single occupancy | $3,675 | $7,350 |
Graduate students have the option of choosing a board plan.
The following board charges are not refundable. Refer to the Adjustments for Tuition, Room and Board section for information regarding adjustments to board charges due to a student's withdrawal from the College or an approved leave of absence.
| Meal Plans – Troy | Per Semester | Per Year |
| Diamond Plan (Carte blanche in McKinstry Dining Hall) | $2,365 | $4,730 |
| Ruby Plan (Fourteen meals with $50 munch money per semester) | $2,365 | $4,730 |
| Topaz Plan (Twelve meals with $100 munch money per semester) | $2,365 | $4,730 |
| Onyx Plan (Nine meals with $125 munch money per semester) | $2,365 | $4,730 |
| Sapphire Plan (Five meals with $100 munch money per semester (Only available to senior resident students)) | $1,350 | $2,700 |
Declining Balance Meal Plans
The Sage declining balance meal plans are designed to meet the dining needs of students living off campus. Established as a way to provide tax-free purchases on meals, the meal plans provide a 5% discount on all purchases and, depending on the plan chosen, may include bonus money.
Declining balance meal plans can be used to make purchases at any Sage dining operation on the Troy or Albany campus. Declining balance meal plans are maintained on a student's Sage ID Card and work similar to a debit card. Only the person pictured on the ID card can use the funds on that card. If an ID card is reported lost, funds on the card can be transferred to a replacement ID card. With a commuter meal plan, students only pay for the meals they purchase, and balances can be used to purchase meals for guests.
Meal plans cannot be changed after the first week of classes, at which time all contracts become final and are non-refundable. Additions of $25 or more can be added at Dining Services throughout the semester and can be paid for by cash, check, Visa, or MasterCard. Any additional deposits to a commuter meal plan are also eligible for the 5% discount and tax free status.
Students enrolled in a commuter meal plan for the fall semester will automatically be enrolled and billed for the same plan for the spring semester. If a student chooses not to participate in the spring or would like to change the amount of their meal plan for the spring semester, written notification to the Office of Residence Life must be received prior to the start of spring classes.
Balances remaining at the end of the fall semester will be added to the spring semester starting balance. Balances remaining at the end of the spring semester may not be used to make bulk purchases. These balances are non-refundable in accordance with NYS tax regulations, and they do not carry over to any future semester.
Declining balance meal plans may be purchased by contacting the Office of Residence Life at 518-244-2009. For more information about boarding and declining balance meal plans, please refer to The Sage Colleges Dining Services web page
Semester, Program, Activity and Other Fees
The following fees are not refundable or subject to adjustment after the first day of classes. These fees are charged accordingly and in addition to the previously stated tuition, room and board charges.
| Program Based Fees | ||
| ABA Practicum Fee | $590 | |
| Student Teacher Placement Fee (per course section) | $250 | |
| Graduate Program Dietetic Internship Fee (per year) | $5,900 | |
| The following fees are not refundable or subject to adjustment. | ||
| Activity Based Fees | ||
| Application Fee | $40 | |
| Late Payment Fee | $50 | |
| Transcript Request | $5 | |
| Placement Service File | $5 | |
| Diploma | $50 | |
| Vehicle Registration (before 12/31) | $40 | |
| Vehicle Registration (after 1/1 and before 4/30) | $25 | |
| Vehicle Registration (after 6/1) | $15 | |
| Returned Check Fee | $25 | |
| Enrollment and Room Deposits | ||
| All Sage Graduate School | $50 (due at registration and refundable prior to the first day of class for a semester) | |
Adjustments for Tuition, Room and Board Charges
A student who notifies the College of his or her withdrawal or leave of absence in writing and in accordance with the College's withdrawal policy is eligible for an adjustment to tuition, room and board charges in accordance with the following schedules. Non-attendance does not constitute a withdrawal from a class or the College.
Any student receiving Federal (Title IV) financial aid may be required to return a portion of their aid to the granting agency if they separate from The Sage Colleges prior to the end of a semester. Any adjustment for tuition, room or board charges may be less than the amount of aid that must be returned and may create a liability to the College that must be paid by the student.
The date of official academic withdrawal as recorded by the Registrar's Office is the basis of all adjustments for tuition, room and board charges. It is important that the student adhere to the following processes to ensure that the correct adjustment is applied to their account.
To withdraw from a class
To withdraw from a class, the student must complete the necessary forms and submit them to the Office of Student Services (the forms are available from this office).
To withdraw from the college or request a leave of absence
To withdraw from the College or to request a leave of absence, the student must notify the Dean of the Sage Graduate School. Resident students must also notify the Office of Residence Life.
Students required to withdraw from a class or the College for disciplinary reasons are not entitled to any adjustment to tuition or room charges.
| Tuition adjustment schedule for classes that meet regularly throughout a semester | |
| Withdrawal Date | Adjustment |
| Prior to the start of the second week of classes | 100 % |
| Prior to the start of the third week of classes | 75 % |
| Prior to the start of the fourth week of classes | 50 % |
| Prior to the start of the fifth week of classes | 35 % |
| Prior to the start of the sixth week of classes | 25 % |
| After the start of the sixth week of classes | 0 % |
| No adjustments will be made after the start of the sixth week of classes. | |
| Tuition adjustment schedule for all other classes, including summer session classes and those that do not meet regularly throughout a semester | |
| Withdrawal Date | Adjustment |
| Prior to the start of the fourth class hour | 100 % |
| Prior to the start of seventh class hour | 75 % |
| Prior to the start of 10th class hour | 50 % |
| Prior to the start of 13th class hour | 35 % |
| Prior to the start of 16th class hour | 25 % |
| After the start of the 16th class hour | 0 % |
| No adjustments will be made after the start of the 16th class hour | |
| Room Adjustment Schedule | |
| Withdrawal Date | Adjustment |
| Prior to the start of the second week of classes | 100 % (less $200 contract breakage fee) |
| After the start of the second week of classes | 0 % |
| No adjustments will be made after the start of the second week of classes | |
| Board Adjustment Schedule | |
| Withdrawal Date | Adjustment |
| Prior to the first day of classes | 100% |
| Prior to the start of the second week of classes | 85% |
| Prior to the start of the third week of classes | 80% |
| Prior to the start of the fourth week of classes | 70% |
| Prior to the start of the fifth week of classes | 65% |
| Prior to the start of the sixth week of classes | 60% |
| Prior to the start of the seventh week of classes | 50% |
| Prior to the start of the eighth week of classes | 45% |
| Prior to the start of the ninth week of classes | 40% |
| Prior to the start of the 10th week of classes | 30% |
| Prior to the start of the 11th week of classes | 25 % |
| Prior to the start of the 12th week of classes | 20 % |
| Prior to the start of the 13th week of classes | 10 % |
| After the start of the 13th week of classes | 0 % |
| No adjustments will be made after the start of the 13th week of classes. | |
